well it depends on actually how comfortable of a pregnancy you want to have...i wanted take a year long sabbathical for my whole 9 months and after so I budgeted $20,000 for medical costs plus my years salary in savings to be on the safe side. If you cannot wait to save that much at least have all your and your husband's expenses covered for 3 months and put a side $5,000-$20,000 for medical expenses. hope this helps
